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Be pension savvy. The latest articles on your pension options from 55, retirement planning and more. Authorised and regulated by the Financial Conduct Authority. Dive in.

Pension legacy: securing your family’s financial future

Ah, pensions – a word we are all familiar with, but often don’t know all that much about. There is so much to know about the complex world of pensions, and how best to use them. Have you ever considered the idea of using your pension as a tool for inheritance planning, leaving a lasting […]

Unlocking retirement: The pros and cons of pension options at 55

Picture this: you’ve just celebrated your 55th birthday, and amidst the well-wishes and festivities, a thought crosses your mind – “What are my retirement options now that I’ve hit this milestone?” Well, buckle up, because we’re about to embark on an informative and engaging journey through the world of pensions at 55. As a UK […]

Early pension withdrawal: navigating the pros, cons and key considerations

Retirement planning is a crucial aspect of securing your financial future, and pensions play a significant role in ensuring a comfortable life after bidding farewell to the working world. In recent years, pension freedoms have opened up new opportunities for individuals aged 55 and above to access their pension pots early. While the prospect of […]

Stretch your pension in retirement: managing risk with pension drawdown

In the ever-changing world of personal finance, retirement planning has taken on a new dimension with the introduction of pension drawdown. This option has opened up a world of possibilities for retirees looking to optimise their pension income and manage risk in retirement. In this article, we’ll explore how pension flexibility, and our comprehensive drawdown […]

Where did all my old pensions go? How to find lost and forgotten pension pots

You’ve been meticulously managing your financial plans for years. These plans can become complex, often getting overlooked or forgotten as you navigate through various career transitions and life phases. You’re then faced with a question – have I lost track of any pensions along the way? The task of tracking down these pensions can seem […]

Should you cash out your pension early? Key questions to ask yourself first

You’ve been diligently paying into your pension for years. Now you’re approaching the minimum pension age of 55 and wondering – should I cash in my pension early? It’s a big decision. On one hand, having a large lump sum of cash can help with any immediate financial needs. But on the other, prematurely dipping […]

Getting the most from your pension: tax tips to boost your retirement income

Navigating the intricate world of pensions and tax can be akin to embarking on a treasure hunt. With the right map and some savvy strategies, you can uncover ways to significantly boost your retirement fund. Let’s delve into the realm of pension taxation to simplify this complex topic and turn it into a golden opportunity […]

Bridging the pension gender gap: telling the story of a serious issue

Welcome to the world of pension parity – where equality is not yet a reality Imagine this: two individuals, let’s call them Pat and Chris, work the same job, for the same number of years, under the same gruelling boss. Yet, when the golden years of retirement roll around, Pat’s pension pot is brimming, ready […]

A beginner’s guide to UK pensions: understanding your options

Looking ahead and keeping safe For many younger individuals, retirement is a distant thought. For these reasons, more immediate financial issues tend to take precedence, and it is easy to delay saving for post-work years. But the fact is, the earlier you start saving for your retirement, the more comfortable you are likely to be. […]

Understanding annuities: a comprehensive guide to retirement income

Although annuity is one of those terms that has become part of everyday speech, it still holds an element of mystery. Essentially, an annuity is one way you can use your defined contribution pension pot to set up an income. Thanks to pension freedoms, there are so many ways in which you can make your […]

Inflation, pensions, and gilts

Inflation, pensions, and gilts

Inflation is having a large impact on the UK. It’s clear there is not only a need for budgeting for the here and now, but also a necessity to keep a keen eye on longer term savings, investments, and pensions. Fortunately, statistics show short-term issues like inflation are likely to get better in the long […]

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