Your no obligation
pension check

Discover the best pension option for you from 55, with no commitment upfront.
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Your pension. Your choice.

From 55, as long as you have an eligible scheme, you have a number of options when it comes to your pension. This includes taking money early from your pot, which lots of people are doing: since 2018 over 1.9 million pensions have been accessed for the first time1.

Taking pension money early is not right for everyone as it will leave you worse off in retirement. This is why it makes sense to speak with a regulated financial adviser, such as Pension Access, before you make any decisions.
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Get started with Pension Access

We can check to see what pension option is right for you. Our initial investigation into your pension will not cost you a penny and any advice charges are confirmed in writing before you have to make a decision to proceed. This means you can walk away better informed with nothing to pay.

How it works in 3 easy steps

With our no obligation pension check discover which pension option is right for you.

If you decide to make a change to your pension, including taking money early from your pot, we can take care of everything. This includes managing your pension for you. We would let you know in writing what the fee would be. Or, you can choose to walk away with nothing to pay.

What does full advice with no obligation mean?

We will analyse your pension and your circumstances, getting to know you better with a quick telephone appointment before sending you our financial advice as part of your recommendation report. You get to find out exactly what we think you should do with your pension, and why, without having to pay a penny. This is full advice with no obligation. Your report would also state how much it would cost if you like our advice and ask us to act on it. You then have a choice. Instruct us to go ahead, in which case we’ll take care of everything for you. Or, walk away with nothing to pay.
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If you don’t qualify for full advice with no obligation, we will let you know how much it would cost to complete your pension check. So, you could still choose to walk away without having to pay us a penny.
0800 009 3388
Mon-Fri 9am-5pm


Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 009 3388. Email:
© 2024 Pension Access. All right reserved.
What's in your info pack?
Your FREE information pack contains all the information you need to make an informed decision on wheter or not taking tax free cash from your pension is right for you.
Get your Free Info Pack
Complete the form and we'll send you an information pack in the post
Note: We are unable to advise on the state pension or any pension you are already taking an income from.

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    Keeping in touch

    We'll send you updates by email or text message. One of our specialists may call, just in case you have any questions about your pension. We’re big believers in never bombarding people with calls.

    Safety PadlockYour information is safe with us. Our calls are recorded for regulatory, legal and training requirements. Please see our privacy notice for information on our data practices here


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