Tax treatment depends on your circumstances and is subject to change

Your no obligation
pension check

Discover the best pension option for you from 55, with no commitment upfront.

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Your pension. Your choice.

From 55, as long as you have an eligible scheme, you have a number of options when it comes to your pension. This includes taking money early from your pot, which lots of people are doing: since 2018 over 1.9 million pensions have been accessed for the first time¹.

Taking pension money early is not right for everyone as it will leave you worse off in retirement. This is why it makes sense to speak with a regulated financial adviser before you make any decisions.

Couple walking their dog | No obligation pension check

Get started with Pension Access

We can check to see what pension option is right for you. Our initial investigation into your pension will not cost you a penny and any advice charges are confirmed in writing before you have to make a decision to proceed. This means you can walk away better informed with nothing to pay.

How it works in 3 easy steps

With our no obligation pension check discover which pension option is right for you.

Your permission

Complete and return a simple form giving us your permission to check your pension.

We analyse

Our team gathers and analyses all the information we need about you and your pension.

Your decision

We’ll send you a report, clearly stating what we think you should do. The choice is then yours.

If you decide to make a change to your pension, including taking money early from your pot, we can take care of everything. This includes managing your pension for you. We would let you know in writing what the fee would be. Or, you can choose to walk away with nothing to pay.

What does full advice with no obligation mean?

We will analyse your pension and your circumstances, getting to know you better with a quick telephone appointment before sending you our financial advice as part of your recommendation report. You get to find out exactly what we think you should do with your pension, and why, without having to pay a penny. This is full advice with no obligation. Your report would also state how much it would cost if you like our advice and ask us to act on it. You then have a choice. Instruct us to go ahead, in which case we’ll take care of everything for you. Or, walk away with nothing to pay.

If you don’t qualify for full advice with no obligation, we will let you know how much it would cost to complete your pension check. So, you could still choose to walk away without having to pay us a penny.

¹https://www.fca.org.uk/data/retirement-income-market-data

0800 009 3388

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Harbour Rock Capital

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This website is aimed solely at UK investors subject to the UK tax regime.

Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 009 3388. Email: pensionaccess@harbourrockcapital.co.uk

Your no obligation
pension check

Your pension. Your choice.

Get started with Pension Access