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Your pension. Your choice.
From 55, as long as you have an eligible scheme, you have a number of options when it comes to your pension. This includes taking money early from your pot, which lots of people are doing: since 2018 over 1.9 million pensions have been accessed for the first time1.
Taking pension money early is not right for everyone as it will leave you worse off in retirement. This is why it makes sense to speak with a regulated financial adviser, such as Pension Access, before you make any decisions.
Get started for free with Pension Access
We can check to see what pension option is right for you. Our initial investigation into your pension is free. And in many cases we can continue to provide full advice with no obligation. At any stage you can choose to walk away, better informed and with nothing to pay.
How it works in 3 easy steps
With our no obligation pension check discover which pension option is right for you.
Your permission
Complete and return a simple form giving us your permission to check your pension.
We analyse
Our team gathers and analyses all the information we need about you and your pension.
Your decision
We’ll send you a report, clearly stating what we think you should do. The choice is then yours.
If you decide to make a change to your pension, including taking money early from your pot, we can take care of everything. This includes managing your pension for you. We would let you know in writing what the fee would be. Or, you can choose to walk away with nothing to pay.
What does full advice with no obligation mean?
We will analyse your pension and your circumstances, getting to know you better with a quick telephone appointment before sending you our financial advice as part of your recommendation report. You get to find out exactly what we think you should do with your pension, and why, without having to pay a penny. This is full advice with no obligation. Your report would also state how much it would cost if you like our advice and ask us to act on it. You then have a choice. Instruct us to go ahead, in which case we’ll take care of everything for you. Or, walk away with nothing to pay.
If you don’t qualify for full advice with no obligation, we will let you know how much it would cost to complete your pension check. So, you could still choose to walk away without having to pay us a penny.
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Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 304 7600. Email: pensionaccess@harbourrockcapital.co.uk
Your FREE information pack contains all the information you need to make an informed decision on wheter or not taking tax free cash from your pension is right for you.
Get your Free Info Pack
Complete the form and we'll send you an information pack in the post
Note: We are unable to advise on the state pension or any pension you are already taking an income from.
PRIVACY POLICY
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What's in your info pack?
Taking pension money early isn’t right for everyone because it could leave you with a lot less to live on in retirement. That’s why it makes sense to talk with a regulated financial adviser first.
There is no obligation at all and if you choose to get a check of your pensions then we also include a pre-paid envelope and a consent form so we can access details of your pensions.
Your FREE information guide contains all the information you need to make an informed decision on whether or not taking tax free cash from your pension is right for you.
We're on hand in case you have any questions, and we aim to make the process of withdrawing cash from your pension as simple as possible.
We are regulated by the Financial Conduct Authority so you can rest assured that any advice we give will be based on your best interests.
Get your FREE info pack
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