Your pension.
Made simple.

Discover what you could do from 55,
including taking up to 25% tax-free cash.

We are authorised and regulated by
the Financial Conduct Authority

Your pension.
Made simple.

Discover what you could do from 55,
including taking up to 25% tax-free cash.

We are authorised and regulated by
the Financial Conduct Authority
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Taking pension money early isn’t right for everyone because it will leave you worse off in retirement. That’s why it makes sense to talk with a regulated financial adviser first.

The numbers at a glance

How many UK pensions have been accessed for the first time since 20181

Every 58 minutes someone asks Pension Access to check their pension

The amount of pension savings we manage for our clients
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Get started for free

Our initial investigation into your pension is free. And in many cases we can continue to provide full advice with no obligation. At any stage you can choose to walk away, better informed and with nothing to pay.

How it works in 3 easy steps

With our no obligation pension check discover what you could do with your retirement savings.

If you decide to make a change to your pension, including releasing money from it, we will take care of everything for you. We’ll also let you know in writing what the fee would be. Or, you can choose to walk away with nothing to pay.

Protection for you and your pension

Through Pension Access, your pension savings are protected by the Financial Services Compensation Scheme up to £85,000 in the event your scheme provider fails. You also have access to the Financial Ombudsman Service, which means additional security around the advice we give you.
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What our clients have to say

With a 97% approval rating on our heart beats a little faster when we read what our clients have to say.

"You were able to help me access my pension to release a tax free lump sum. This helped me and my family become debt free and I still had money left over."
- Kevin, Bridgewater
"I needed to release some funds from my pension for some home improvements and they sorted the whole process quickly and professionally. Excellent service."
- Jeremy, Walsall
"You helped me to get back on track as I was on shutdown. They got all the paperwork together so that I didn't have to. Thank you for all your help and support."
- Kevin, Birmingham
Smiling man in office wearing a headset | Pension Access

The personal touch, for when you need it

Unlike most financial advisers we operate our service remotely, which means most things are taken care of online, by email or through the post. Sometimes only a conversation will do, though. So, we have a team of pension specialists ready to support our clients over the phone, Monday to Friday, from 9am to 5pm.

More financial flexibility for you

The government changed the pension rules to give people more freedom and flexibility around how and when they access their retirement savings.
1 FCA retirement income market data 2020/21
0800 304 7288
Mon-Fri 9am-5pm
Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 304 7600. Email:
© 2023 Pension Access. All right reserved.
What's in your info pack?
Your FREE information pack contains all the information you need to make an informed decision on wheter or not taking tax free cash from your pension is right for you.
Get your Free Info Pack
Complete the form and we'll send you an information pack in the post
Note: We are unable to advise on the state pension or any pension you are already taking an income from.

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    Keeping in touch

    We'll send you updates by email or text message. One of our specialists may call, just in case you have any questions about your pension. We’re big believers in never bombarding people with calls.

    Safety PadlockYour information is safe with us. Our calls are recorded for regulatory, legal and training requirements. Please see our privacy notice for information on our data practices here


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