We are authorised and regulated by the Financial Conduct Authority
Reviews widget will appear here
Taking pension money early isn’t right for everyone because it will leave you worse off in retirement. That’s why it makes sense to talk with a regulated financial adviser first.
The numbers at a glance
How many UK pensions have been accessed for the first time since 20181
Every 58 minutes someone asks Pension Access to check their pension
The amount of pension savings we manage for our clients
Get started with no obligation
Our initial investigation into your pension will not cost you a penny and any advice charges are confirmed in writing before you have to make a decision to proceed. This means you can walk away better informed with nothing to pay.
How it works in 3 easy steps
With our no obligation pension check discover what you could do with your retirement savings.
Complete and return a simple form giving us your permission to check your pension.
Our team gathers and analyses all the information we need about you and your pension.
We’ll send you a report, clearly stating what we think you should do. The choice is then yours.
If you decide to make a change to your pension, including releasing money from it, we will take care of everything for you. We’ll also let you know in writing what the fee would be.
Protection for you and your pension
Through Pension Access, your pension savings are protected by the Financial Services Compensation Scheme up to £85,000 in the event your scheme provider fails. You also have access to the Financial Ombudsman Service, which means additional security around the advice we give you.
What our clients have to say
With a 97% approval rating on reviews.co.uk our heart beats a little faster when we read what our clients have to say.
"You were able to help me access my pension to release a tax free lump sum. This helped me and my family become debt free and I still had money left over."
- Kevin, Bridgewater
"I needed to release some funds from my pension for some home improvements and they sorted the whole process quickly and professionally. Excellent service."
- Jeremy, Walsall
"You helped me to get back on track as I was on shutdown. They got all the paperwork together so that I didn't have to. Thank you for all your help and support."
- Kevin, Birmingham
The personal touch, for when you need it
Unlike most financial advisers we operate our service remotely, which means most things are taken care of online, by email or through the post. Sometimes only a conversation will do, though. So, we have a team of pension specialists ready to support our clients over the phone, Monday to Friday, from 8am to 6pm.
More financial flexibility for you
The government changed the pension rules to give people more freedom and flexibility around how and when they access their retirement savings.
Taking pension money early: finding the perfect home for your investment
A beginner’s guide to UK pensions: understanding your options
Empowering women in pension planning: a comprehensive guide to overcome pension challenges
Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 009 3388. Email: email@example.com
Your FREE information pack contains all the information you need to make an informed decision on wheter or not taking tax free cash from your pension is right for you.
Get your Free Info Pack
Complete the form and we'll send you an information pack in the post
Note: We are unable to advise on the state pension or any pension you are already taking an income from.
What's in your info pack?
Taking pension money early isn’t right for everyone because it could leave you with a lot less to live on in retirement. That’s why it makes sense to talk with a regulated financial adviser first.
There is no obligation at all and if you choose to get a check of your pensions then we also include a pre-paid envelope and a consent form so we can access details of your pensions.
Your FREE information guide contains all the information you need to make an informed decision on whether or not taking tax free cash from your pension is right for you.
We're on hand in case you have any questions, and we aim to make the process of withdrawing cash from your pension as simple as possible.
We are regulated by the Financial Conduct Authority so you can rest assured that any advice we give will be based on your best interests.
Get your FREE info pack
Cookies are small text files that can be used by websites to make a user's experience more efficient. The law states that we can store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies we need your permission. This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages.
Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third party advertisers.