Pension Access
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Your pension check

Why it makes sense to get a head start before your 55th birthday.
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Your pension check: get the ball rolling

Current legislation means that in almost all cases you must be 55 or over before you can withdraw money from your pension. You can get a head-start, though. In our experience, it can make a lot of sense to start checking your pension from 54 years and 6 months. Let’s explain why, and how to get the ball rolling.
Releasing pension money early isn’t right for everyone as it will leave you worse off in retirement.

Why start checking your pension early?

The process of getting your pension checked and then releasing funds from it can take a while. In our experience it takes 12 weeks, on average, to get a client from initial request to summary stage. Depending on your current provider and how old or complicated the scheme is, the process can sometimes take longer.

By starting your pension check early, you are increasing the chances of getting the money you need released to your bank account as close as possible to your 55th birthday.
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Get started with no obligation

If you are aged 54 and 6 months or over, you can start your pension check today. Our initial investigation into your pension will not cost you a penny and any advice charges are confirmed in writing before you have to make a decision to proceed. This means you can walk away better informed with nothing to pay.

How it works in 3 easy steps

With our no obligation pension check discover what you could do with your pension.

If you decide to release some of your savings, we can take care of everything. This includes managing your pension for you. We would let you know in writing what the fee would be. Or, you can choose to walk away with nothing to pay.

Would you like a better pension?

In almost all cases, when we help clients to release money from their pension we transfer the rest of their retirement savings to a new, modern scheme. As a result of our investment philosophy and relationship with pension providers this could mean you benefit from:
  • Lower provider charges
  • Better pension performance
Click here to see how the numbers could add up for you…
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This website is aimed solely at UK investors subject to the UK tax regime.
Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 009 3388. Email: pensionaccess@harbourrockcapital.co.uk
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What's in your info pack?
Your FREE information pack contains all the information you need to make an informed decision on wheter or not taking tax free cash from your pension is right for you.
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Note: We are unable to advise on the state pension or any pension you are already taking an income from.

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