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Your pension check: get the ball rolling
Current legislation means that in almost all cases you must be 55 or over before you can withdraw money from your pension. You can get a head-start, though. In our experience, it can make a lot of sense to start checking your pension from 54 years and 6 months. Let’s explain why, and how to get the ball rolling.
Releasing pension money early isn’t right for everyone as it will leave you worse off in retirement.
Why start checking your pension early?
The process of getting your pension checked and then releasing funds from it can take a while. In our experience it takes 12 weeks, on average, to get a client from initial request to summary stage. Depending on your current provider and how old or complicated the scheme is, the process can sometimes take longer.
By starting your pension check early, you are increasing the chances of getting the money you need released to your bank account as close as possible to your 55th birthday.
Get started for free
If you are aged 54 and 6 months or over, you can start your pension check today. Our initial investigation into your pension is free. And in most cases we can continue to provide full advice with no obligation. At any stage you can choose to walk away, better informed and with nothing to pay.
How it works in 3 easy steps
With our no obligation pension check discover what you could do with your pension.
Your permission
Complete and return a simple form giving us your permission to check your pension.
We analyse
Our team gathers and analyses all the information we need about you and your pension.
Your decision
We’ll send you a report, clearly stating what we think you should do. The choice is then yours.
If you decide to release some of your savings, we can take care of everything. This includes managing your pension for you. We would let you know in writing what the fee would be. Or, you can choose to walk away with nothing to pay.
Would you like a better pension?
In almost all cases, when we help clients to release money from their pension we transfer the rest of their retirement savings to a new, modern scheme. As a result of our investment philosophy and relationship with pension providers this could mean you benefit from:
Lower provider charges
Better pension performance
Click here to see how the numbers could add up for you…
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Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 304 7600. Email: pensionaccess@harbourrockcapital.co.uk
Your FREE information pack contains all the information you need to make an informed decision on wheter or not taking tax free cash from your pension is right for you.
Get your Free Info Pack
Complete the form and we'll send you an information pack in the post
Note: We are unable to advise on the state pension or any pension you are already taking an income from.
PRIVACY POLICY
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What's in your info pack?
Taking pension money early isn’t right for everyone because it could leave you with a lot less to live on in retirement. That’s why it makes sense to talk with a regulated financial adviser first.
There is no obligation at all and if you choose to get a check of your pensions then we also include a pre-paid envelope and a consent form so we can access details of your pensions.
Your FREE information guide contains all the information you need to make an informed decision on whether or not taking tax free cash from your pension is right for you.
We're on hand in case you have any questions, and we aim to make the process of withdrawing cash from your pension as simple as possible.
We are regulated by the Financial Conduct Authority so you can rest assured that any advice we give will be based on your best interests.
Get your FREE info pack
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