Is Pension Access safe?

Your pension is a big deal. That's why, at Pension Access, we make sure our clients' savings are as secure as possible.
We are authorised and regulated by
the Financial Conduct Authority
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Fully authorised and regulated

Pension Access is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA company number is 754580.

This means we are subject to strict rules and regular reviews when it comes to the services we offer and the financial advice we give our clients, which has to be in their best interests.


Your savings will be protected by the Financial Services Compensation Scheme. This means you can get up to £85,000 of your money back if the provider responsible for your pension fails.

And because we are a regulated financial adviser, our clients have access to the Financial Ombudsman Service.

Making things clear

We are committed to processing and protecting all the personal data we hold in compliance with the General Data Protection Regulation (GDPR) and the Data Protection Act.

This means we have a stringent policy and procedure in place to safeguard personal data and to prevent data breaches.

Talking your language

As a financial advice company, we are subject to the government’s Money Laundering Regulations. This means we must carry out stringent checks to confirm that each client is who they say they are.

We also carry out checks each time a client calls us, to protect against identity fraud.

With calm determination

Our investment philosophy is based on scientifically-proven facts rather than making predictions on what might happen next.

This means your pension savings have the best possible chance to grow, without having to rely on what is essentially educated guesswork.
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Looked after, every step of the way

We manage our clients’ pensions for as long as they choose. This means their pension investments remain tailored each step of the way, taking into account changes to personal circumstances and the shifting national and global financial landscapes.

Strength in numbers

Thousands of people trust us to manage over £½ billion of their pension savings

97% of reviewers on recommend us

Every 58 minutes someone asks Pension Access to check their pension

What our clients have to say

With a 97% approval rating on our heart beats a little faster when we read what our clients have to say.
"You were able to help me access my pension to release a tax free lump sum. This helped me and my family become debt free and I still had money left over."
- Kevin, Bridgewater
"I needed to release some funds from my pension for some home improvements and they sorted the whole process quickly and professionally. Excellent service."
- Jeremy, Walsall
"You helped me to get back on track as I was on shutdown. They got all the paperwork together so that I didn't have to. Thank you for all your help and support."
- Kevin, Birmingham
0800 009 3388
Mon-Fri 8am-6pm


Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 009 3388. Email:
© 2024 Pension Access. All right reserved.
What's in your info pack?
Your FREE information pack contains all the information you need to make an informed decision on wheter or not taking tax free cash from your pension is right for you.
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Note: We are unable to advise on the state pension or any pension you are already taking an income from.

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    Keeping in touch

    We'll send you updates by email or text message. One of our specialists may call, just in case you have any questions about your pension. We’re big believers in never bombarding people with calls.

    Safety PadlockYour information is safe with us. Our calls are recorded for regulatory, legal and training requirements. Please see our privacy notice for information on our data practices here


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