Tax treatment depends on your circumstances and is subject to change

Bouncing back

A look at the recovery powers of UK markets
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Long-term thinking for your pension

History shows us that markets have always risen over time.

Click through the following slides1 to see how well UK markets have recovered after periods of negative growth.
2008-2019
Important: pensions can go down in value as well as up, so you could get back less than you put in. Past performance is not an indicator of future results.

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1These charts are for illustrative purposes only. They do not constitute investment advice and must not be relied upon as such. The portfolios are hypothetical and are rebalanced annually on the 1st January. All investment income is assumed to be reinvested. No transaction costs or taxes are included. Bull markets (periods of positive growth) start from the lowest close reached after the market has fallen 20% or more, to the next market high. Bear markets (periods of negative growth) start from when the index closes at least 20% down from its previous high close, through the lowest close reached after it has fallen 20% or more. Sources: UK Equities: UK FTSE All Share Return Index (with GFD extension). Overall source: Timeline Tech Limited using data from Global Financial Data. Copyright 2020

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Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 009 3388. Email: pensionaccess@harbourrockcapital.co.uk
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