Bouncing back

A look at the recovery powers of UK markets
Reviews widget will appear here

Long-term thinking for your pension

History shows us that markets have always risen over time.

Click through the following slides1 to see how well UK markets have recovered after periods of negative growth.
Important: pensions can go down in value as well as up, so you could get back less than you put in. Past performance is not an indicator of future results.

This is our Financial Conduct Authority registration number

The pension savings we manage

This is how many reviewers on recommend us
1These charts are for illustrative purposes only. They do not constitute investment advice and must not be relied upon as such. The portfolios are hypothetical and are rebalanced annually on the 1st January. All investment income is assumed to be reinvested. No transaction costs or taxes are included. Bull markets (periods of positive growth) start from the lowest close reached after the market has fallen 20% or more, to the next market high. Bear markets (periods of negative growth) start from when the index closes at least 20% down from its previous high close, through the lowest close reached after it has fallen 20% or more. Sources: UK Equities: UK FTSE All Share Return Index (with GFD extension). Overall source: Timeline Tech Limited using data from Global Financial Data. Copyright 2020

2If you are willing to respond by email, in doing so you should be aware that if your email is not encrypted there is a risk that it may be intercepted and accessed during transit.
0800 009 3388
Mon-Fri 9am-5pm


Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 009 3388. Email:
© 2024 Pension Access. All right reserved.
What's in your info pack?
Your FREE information pack contains all the information you need to make an informed decision on wheter or not taking tax free cash from your pension is right for you.
Get your Free Info Pack
Complete the form and we'll send you an information pack in the post
Note: We are unable to advise on the state pension or any pension you are already taking an income from.

    Get your free info pack

    Where should we send your info pack?

    Please complete your details below and we'll send your information pack in the next available post

    Find Your address

    Type in your postcode or start typing your address then select from the drop-down list

    Your address

    We'll post your information pack here

    Keeping in touch

    We'll send you updates by email or text message. One of our specialists may call, just in case you have any questions about your pension. We’re big believers in never bombarding people with calls.

    Safety PadlockYour information is safe with us. Our calls are recorded for regulatory, legal and training requirements. Please see our privacy notice for information on our data practices here


    Hands using calculator to calculate home equity amount