Tax treatment depends on your circumstances and is subject to change

Why are pensions so powerful?

Discover the powerful benefits of pensions from the mix of investments, the flexibility this gives you and getting an understanding of risks vs. rewards. Pensions are the most powerful savings tool most of us will ever have because of features such as tax relief, employer contributions (if it’s a workplace private pension) and compound interest.

The investment mix

There are lots of different ways your pension could be invested. Should you put all your eggs in one basket? And how do you know what type of investment is best for you? Here’s what happens behind the closed doors of your pension, and how it can affect you.

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Which investment herd should you follow?

Investing money over a number of years can feel like a bit of a rollercoaster ride. Especially as stock markets naturally rise and fall. What would happen if you reacted each time there is a change in your investments? Discover why being a disciplined investor is so important.

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Balancing risk and reward

The key to happy pension investing, and to side-stepping the perils of poor cash returns and inflation, is to balance the risk you want to take with your money with the reward you might get from taking that risk. Find out how risk and reward could affect your personal pension.

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Thinking about your pension options?

We can help you to make the best possible decisions when it comes to your pension.

Taking pension money early is not right for everyone as it will leave you worse off in retirement. Also, tax treatment depends on your circumstances and is subject to change. That’s why it makes sense to get help from a regulated specialist.

The details provided in this article are for general information only and are in no way deemed to be financial advice. All of the material is correct as of the publication date, but could be out-of-date by the time you read the article.
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Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 009 3388. Email: pensionaccess@harbourrockcapital.co.uk
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