We are authorised and regulated by the Financial Conduct Authority
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Why financial advice matters
The idea of pensions is simple: a pot of money for us to live on when we retire. And yet, like many financial tools, the rules and mechanisms surrounding pensions are far from straightforward. And the decisions we make with our savings from 55 could have a lasting impact on how we can afford to live our lives in the future.
This is why enlisting the help of a proven and regulated financial adviser makes so much sense.
£30,991
On average, this is how much more pension wealth people have when they take financial advice.1
3 ways you are protected with Pension Access
The Financial Conduct Authority
We are authorised and regulated by the Financial Conduct Authority. This means we must follow strict ethical and procedural guidelines to ensure everything we do is in our clients' best interests.
FSCS protected
Your savings will be protected by the Financial Services Compensation Scheme. This means you can get up to £85,000 of your money back if the provider responsible for your pension fails.
The Financial Ombudsman Service
You will have access to the Financial Ombudsman Service.
What our clients have to say
With a 97% approval rating on reviews.co.uk our heart beats a little faster when we read what our clients have to say.
"You were able to help me access my pension to release a tax free lump sum. This helped me and my family become debt free and I still had money left over."
- Kevin, Bridgewater
"I needed to release some funds from my pension for some home improvements and they sorted the whole process quickly and professionally. Excellent service."
- Jeremy, Walsall
"You helped me to get back on track as I was on shutdown. They got all the paperwork together so that I didn't have to. Thank you for all your help and support."
- Kevin, Birmingham
A brighter future for your pension savings
Even if you take your full 25% tax-free cash allowance, that’s 75% of your retirement savings that still need specialist care. We can take care of everything for you with our investment philosophy.
Our investment philosophy in a nutshell
A broad spread of investment risk
Your pension savings will be invested in over 11,000 companies worldwide, rather than hundreds or even a few dozen.
Scientifically proven facts and processes
Compelling research from Nobel Prize winners.
Low fund management fees
Greater use of technology means constant market analysis, which helps drive down costs because of efficient trading.
Releasing pension money early isn’t right for everyone as it will leave you worse off in retirement. That’s why it makes sense to speak with a regulated financial adviser first.
Understanding annuities: a comprehensive guide to retirement income
Inflation, pensions, and gilts
Pros and cons of consolidating your pensions
Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 304 7600. Email: pensionaccess@harbourrockcapital.co.uk
Your FREE information pack contains all the information you need to make an informed decision on wheter or not taking tax free cash from your pension is right for you.
Get your Free Info Pack
Complete the form and we'll send you an information pack in the post
Note: We are unable to advise on the state pension or any pension you are already taking an income from.
PRIVACY POLICY
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What's in your info pack?
Taking pension money early isn’t right for everyone because it could leave you with a lot less to live on in retirement. That’s why it makes sense to talk with a regulated financial adviser first.
There is no obligation at all and if you choose to get a check of your pensions then we also include a pre-paid envelope and a consent form so we can access details of your pensions.
Your FREE information guide contains all the information you need to make an informed decision on whether or not taking tax free cash from your pension is right for you.
We're on hand in case you have any questions, and we aim to make the process of withdrawing cash from your pension as simple as possible.
We are regulated by the Financial Conduct Authority so you can rest assured that any advice we give will be based on your best interests.
Get your FREE info pack
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